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Chloe Richards

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Some”time” even Real Estate Agents need to fin

Some”time” even Real Estate Agents need to find a new home.🏡 So proud of Stephanie Paredes @paredesgirls in starting her own Brokerage. She’s a friend, realtor partner, client, and past kindness ambassador.❤️

What a fun open house today.
It’s TIME to shine! ☀️

I asked why she wanted to do this and loved her reply, “I wanted to start a brokerage with a culture that embodied collaboration and belonging. A place I couldn’t find for myself, so I am building it. And I want to also empower women.”❤️

The Real Estate Collaborative

𝐈𝐭’𝐬 𝐚𝐥𝐥 𝐚𝐛𝐨𝐮𝐭

𝐈𝐭’𝐬 𝐚𝐥𝐥 𝐚𝐛𝐨𝐮𝐭 𝐈𝐃𝐀𝐇𝐎 𝐟𝐨𝐫 𝐌𝐚𝐲. Stay tuned for my weekly mortgage education videos on all social platforms. I have served many clients who have relocated to Idaho and these are the reasons why they made the move:

𝐀𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐥𝐞 𝐂𝐨𝐬𝐭 𝐨𝐟 𝐋𝐢𝐯𝐢𝐧𝐠:
In Idaho, the cost of living is generally considered to be lower than the national average. Specifically, the overall cost of living in Idaho is about 6% lower than that of the entire country. This affordability is reflected across various expenses such as housing, which is 12% lower, and utilities, which are 18% lower than the national average. However, transportation costs are about 15% higher.

𝐉𝐨𝐛 𝐌𝐚𝐫𝐤𝐞𝐭:
Idaho has a strong job market and a low unemployment rate.

𝐋𝐨𝐰 𝐂𝐫𝐢𝐦𝐞 𝐑𝐚𝐭𝐞:
Idaho is considered an extremely safe place to live.

𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬-𝐅𝐫𝐢𝐞𝐧𝐝𝐥𝐲 𝐄𝐧𝐯𝐢𝐫𝐨𝐧𝐦𝐞𝐧𝐭:
Idaho has a low tax burden, minimal regulation, and a welcoming attitude toward entrepreneurs. Lots of culture in theatre and art. A popular one is the Sun Valley Film Festival.

𝐍𝐚𝐭𝐮𝐫𝐚𝐥 𝐁𝐞𝐚𝐮𝐭𝐲 & 𝐎𝐮𝐭𝐝𝐨𝐨𝐫 𝐑𝐞𝐜𝐫𝐞𝐚𝐭𝐢𝐨𝐧:
Idaho has many outdoor activities, including fresh food, breathtaking flora and fauna, and scenic views. Boise is known for its clean and vibrant downtown.

𝐆𝐫𝐨𝐰𝐢𝐧𝐠 𝐄𝐜𝐨𝐧𝐨𝐦𝐲:
Over the past several years, Idaho has consistently been among the states with the fastest-growing economies in the United States.

𝐅𝐫𝐢𝐞𝐧𝐝𝐥𝐲 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐭𝐢𝐞𝐬:
Most of Idaho has a small-town feel. We have a strong sense of community.

𝐆𝐨𝐨𝐝 𝐄𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧 𝐒𝐲𝐬𝐭𝐞𝐦:
The State of Idaho is very committed to continuing to propel its education as a whole for the state.

𝐌𝐢𝐥𝐝 𝐂𝐥𝐢𝐦𝐚𝐭𝐞:
You get a little bit of everything in Idaho. We definitely get the four seasons.

𝐂𝐨𝐦𝐦𝐮𝐭𝐞 𝐓𝐢𝐦𝐞:
Idaho has short commute times, with the average time to work being about 20 minutes, compared to 26.4 minutes nationally.

Reach out if you are looking to move locally or relocate.
Our company is licensed in 49 states.
Melissa Nelson Mortgage Advisor NMLS #1186583
208-521-6574
www.ApplywithMelissa.com

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝘄𝗲𝗲𝗸 𝗼𝗳 𝗔𝗽𝗿𝗶𝗹 𝟮𝟵, 𝟮𝟬𝟮𝟰

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸’𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝘂𝗻𝗰𝗵𝗮𝗻𝗴𝗲𝗱 👍
With little economic data and with traders waiting for this week’s Fed meeting, rates moved slightly day-to-day but the moves were small and rates ended the week basically unchanged.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸’𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝘃𝗼𝗹𝗮𝘁𝗶𝗹𝗲 ⚠️
This week brings major labor market data and the Fed meeting and press conference. Although we try to forecast what this will mean for mortgage rates, depending on what is said and how the data comes out this week we could see mortgage rates move significantly up or down. A good week to stay in touch with your mortgage professional.

🗓️ 𝗪𝗵𝗮𝘁’𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
- Economic data: Wednesday brings the first of many jobs reports for the week, and Friday brings the BLS jobs data which will have the greatest effect on mortgage rates. Continued signs of a strong labor market will pressure mortgage rates to move higher, while any surprise weakness could help rates improve, although not likely by much.
- Fed meeting: Wednesday brings the Fed policy statement, where the Fed is expected to keep rates unchanged but to signal that cuts are not likely until much later in the year. Powell’s press conference after usually causes a strong reaction in mortgage rates.

#mortgages #mortgagerates #realestate #mortgageinterest #homebuyingtips #realestateadvice #refinance

Congratulations to the Cook’s on their IDAHOME.

Congratulations to the Cook’s on their IDAHOME. Clear-to-Close in just 12 days!🎉

My clients are relocating from CA and were in second position on this home. Since we were able to close faster we WON the home! 🏠 💪

It matters who you work with.
Team is everything!
@melissamortgagebroker + @uwmlending + @barrettfinancialgroup = A DREAM 🏡 BECAME REALITY!

Way to go @connielonghurst, the buyer’s rockstar realtor.💪

@fsteidahofalls
@axisidahorealty
#closingday #idahorealestate #homeloans #mortgagebroker #homesweethome #homeloans #rigbyidaho #idahome

When I grow up, I aspire to be like my world-trave

When I grow up, I aspire to be like my world-traveling, multi-property-owning neighbors, who just returned from Amsterdam. 🌍

It's an honor to facilitate their THIRD home loan. Thank you! 🙏

It took years to secure a home in their desired subdivision, but higher rates made it possible. 💪

Amidst the chaos, there's always opportunity. 👉 Seize it!

Grateful for my dear friend and Escrow Officer, Billie Jo Cobb, for the warm hug and seamless closing in Idaho. ❤️

The best part of my job:
Building relationships and the CELEBRATORY CLOSING TABLE! 🎉

Melissa Nelson Mortgage Advisor NMLS #1186583
#closingday #MortgageBroker #homeloans #congratulations

Melissa Nelson

NMLS #1186583

Licensed in: Idaho, Utah, and our team is licensed in 49 states (just not NY).

Phone: (208) 521-6574

Fax:
Located in Meridian, Idaho

BRANCH ADDRESS

275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297

© COPYRIGHT Melissa Nelson Mortgage Broker 2023

Melissa Kay Nelson | NMLS #1186583 | Barrett Financial Group, L.L.C. | NMLS #181106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297 | ID 2080181106 | UT 11368611 | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106